Adaptive Risk Modelling Systems
Agent Wallet — Secure Transactions for Autonomous Agents
The Agentic
BaaS Platform
Built to Scale
One modular platform to launch, manage and scale financial products in the agentic era — rules engine, built-in compliance and a financial CRM, plus wallets for autonomous AI agents, adaptive risk & credit intelligence and 360° behavioral security. Go live fast.
50+
Fintech Modules
Rapid
Time to Launch
100%
White-Label
AI-First
Agentic BaaS
Be The Bank
Design partner
Mastercard
Integration provider
ON — Digital Wallet
Full operation platform
Simplicity, Speed & Control — Together
The only platform that lets you build a complete financial product and go live at record speed — without compromising on compliance or regulation.
Fast Time to Launch
From zero to live — fast. No months of development.
Full Modularity
Pick only the modules you need. Pay only for what you use.
No-Code Control
Configure rules, workflows and fees from a visual interface — no developers needed.
Built-in Compliance
KYC, AML, regulatory reporting and audit trail — all ready out of the box.
Agent Wallet ModuleTeams, Groups & AI Agents — One Wallet
Secure automated purchasing through dedicated wallets — shared with your team and several AI agents at once, each within predefined limits and allowed categories. People and agents work together in interest groups with chats, where a proposal becomes an executed payment, and every client can get an interface shaped by AI — own colours, logic and flow.
Agent Wallet
$4,820.00
Monthly Limit · $10,000
4532 •••• •••• 8741
SaaS
$2,000
Cloud
$1,500
Travel
$1,320
Members & Agents
3 users · 3 agents
Shared wallet access
Group Chat
Annual plan found — 15% off, inside the limit.
Procurement Bot
412
+3.2%
Cloud Ops Agent
268
+1.4%
Vendor-AI
96
-0.8%
Two Pillars of Modern Finance
Choose your deployment model — or combine both into a unified financial ecosystem.
Digital Wallet Infrastructure
Launch branded wallets with multi-currency support, P2P transfers, QR payments and card issuance — all through a single API.
- Multi-currency & crypto-ready wallets
- Real-time P2P & merchant payments
- Virtual & physical card issuance
- Embedded loyalty & cashback
- Open Banking integrations
Full Neobank Infrastructure
Deploy a complete digital bank in weeks. Current & savings accounts, credit products, compliance engine and regulatory reporting — production-ready.
- IBAN accounts & SWIFT / SEPA transfers
- Credit & lending products
- Built-in KYC / AML compliance
- Core banking integration layer
- Multi-tenant white-label ready
4532 •••• •••• 8741
Cardholder
Sarah Cohen
Expires
09/27
Virtual & physical card issuing, spend controls and individual limits — per customer.
12,430
Transactions
This month
3,812
Clients & Accounts
Active
8,200
Cards & Gift Cards
Issued
640
Vendors & Companies
Partners
Built-in financial CRM for managing clients, deals and sales pipeline.
Everything You Need, Nothing You Don't
Pick the modules that fit your business. Each one deploys independently and is fully configurable — no code required.
Digital Wallet
Multi-currency wallets with real-time balance management and P2P transfers.
Digital Bank
Full neobank infrastructure — accounts, cards and payments.
Loyalty & Club
Points, cashback and membership tiers — all fully configurable.
HR Tools
Employee financial benefits, expense cards and salary advances.
Investor Portal
Private Banking UI/UX for HNW clients — portfolio tracking, subscriptions and exclusive investor dashboards.
AI Wealth & Advisory
AI Portfolio Advisor & Wealth Management — hyper-personalized asset management, automated rebalancing and AI-driven insights for Next-Gen HNW clients.
Card Management
Virtual & physical card issuing, spend controls and limits.
FX & Payments
Real-time FX conversion, SWIFT/SEPA and cross-border payments.
Analytics & BI
Real-time dashboards, transaction insights and custom reports.
SME Protection & Risk Exposure
SME Risk Exposure Engine — real-time continuous monitoring of operational, financial, and cyber risks with automated recommendations for insurance coverage gaps.
AI Adaptive Risk & Credit Intelligence
Adaptive risk scoring that fuses behavioral signals with transactional credit rules — dynamic credit limits, real-time exposure control and self-learning approval flows.
AI Agents Wallet
Dedicated wallets for autonomous AI agents — secure automated purchasing with predefined spend limits, allowed merchant categories and full audit trail.
Money moves through your own chain — built by toggles, not code
Fintory orchestrates liquidity across several integrators and your own project wallets. Compose the chain link by link, route every transaction by country and currency, and let the platform handle FX, sweeps, pools and auto-pull from the bank — without a single line of code and without an integration project.
Money enters the provider but is swept to the main project wallet — the client sees the full balance, and on use the funds are returned.
- The funding account feeds liquidity into the integrator wallet
- Sweep routes funds to the pool and returns them on use
Live chain
Changes save on the wallet itself — no page navigation, no deployment.
Variant 2 — funds follow the client, not the rail
Money enters the provider but is swept to the main project wallet. The client sees their balance there — and on use, the funds return instantly to the spending wallet.
- 1Deposit enters the user wallet as a virtual balance
- 2Sweep: funds move to the main project wallet — the client doesn't see it
- 3The client sees the full balance
- 4On use, funds return from the project wallet to the user wallet
Routing corridors
Every transaction is mapped to a provider by source and destination country and currency. Rules run by priority — and a fallback provider catches failures.
Flow templates library
3— start from a proven chain, then adjust it on the walletCustom flow
No suitable template? Build a flexible money chain from scratch.
Prepaid — Standard
₪5,000
₪5,000
- 1.Deposit goes directly into the prepaid wallet
- 2.Agents purchase from the balance
Debit from another wallet
₪50,000
₪2,000
- 1.Balance drops below the configured threshold
- 2.System pulls funds from the source wallet
Prepaid → Conditional debit
₪0
₪120,000
- 1.Wallet operates as normal prepaid
- 2.When the balance hits the threshold — switches to debit mode
- 3.Pulls from the bank via Open Banking
Flexible Business Rules — No Code Required
Define fees, limits, compliance triggers and approval flows visually. Your ops team stays in control — without touching code.
KYC, AML, regulatory reporting, full audit trail and automatic documentation — production-ready from day one.
Three Data Streams. One AI Risk Score.
Fintory Core credit data fuses with Behavioral Security telemetry and device intelligence — correlated live by the AI rules engine into a single, explainable risk decision.
Credit Data
Fintory CoreBehavioral Data
Behavioral SecurityDevice Intelligence
Fingerprint & NetworkSingle AI Risk Score
Continuous correlation & weighting of all three streams — explainable, real-time, audit-logged.
Stopping Fraud on Both Fronts
A unified behavioral security platform for fintechs and digital finance — customers & employees in one view.
Unified Monitoring
Customers + employees in one view
Behavioral Profiling
AI-powered, not static rules
Real-time Detection
Instant threat identification
Automated Response
Immediate action on threats
One dashboard. One risk score. One decision engine.
Cross-entity correlation links employee actions to customer transactions — zero blind spots.
Launch in 4 Simple Steps
No infrastructure headaches. No months of development. Just configure and launch.
Choose Your Model
WaaS, BaaS or a hybrid — you decide.
Pick Your Modules
Add only the features you need. Pay only for what you use.
Configure Rules
Fees, limits, compliance logic — visual interface, no code.
Go Live
Launch in days, not months. White-label ready.
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