Adaptive Risk Modelling Systems
Agent Wallet — Secure Transactions for Autonomous Agents
The Fintech
Factory Platform
Built to Scale
Digital Wallet · Digital Bank · Payment / Spend Cards · FX · Loyalty
One modular platform to launch, manage and scale any financial product — with a rules engine, built-in compliance and financial CRM. Go live fast.
Simplicity, Speed & Control — Together
The only platform that lets you build a complete financial product and go live at record speed — without compromising on compliance or regulation.
Fast Time to Launch
From zero to live — fast. No months of development.
Full Modularity
Pick only the modules you need. Pay only for what you use.
No-Code Control
Configure rules, workflows and fees from a visual interface — no developers needed.
Built-in Compliance
KYC, AML, regulatory reporting and audit trail — all ready out of the box.
Agent Wallet ModuleSecure Transactions for Autonomous Agents
Enables secure automated purchasing via dedicated wallets. Each wallet operates within predefined limits and allowed categories, and can be assigned to one or more internal or external agents.
Agent Wallet
$4,820.00
Monthly Limit · $10,000
Assigned Agents
Allowed Categories
Two Pillars of Modern Finance
Choose your deployment model — or combine both into a unified financial ecosystem.
Digital Wallet Infrastructure
Launch branded wallets with multi-currency support, P2P transfers, QR payments and card issuance — all through a single API.
- Multi-currency & crypto-ready wallets
- Real-time P2P & merchant payments
- Virtual & physical card issuance
- Embedded loyalty & cashback
- Open Banking integrations
Full Neobank Infrastructure
Deploy a complete digital bank in weeks. Current & savings accounts, credit products, compliance engine and regulatory reporting — production-ready.
- IBAN accounts & SWIFT / SEPA transfers
- Credit & lending products
- Built-in KYC / AML compliance
- Core banking integration layer
- Multi-tenant white-label ready
4532 •••• •••• 8741
Cardholder
Sarah Cohen
Expires
09/27
Virtual & physical card issuing, spend controls and individual limits — per customer.
12,430
Transactions
This month
3,812
Clients & Accounts
Active
8,200
Cards & Gift Cards
Issued
640
Vendors & Companies
Partners
Built-in financial CRM for managing clients, deals and sales pipeline.
Everything You Need, Nothing You Don't
Pick the modules that fit your business. Each one deploys independently and is fully configurable — no code required.
Digital Wallet
Multi-currency wallets with real-time balance management and P2P transfers.
Digital Bank
Full neobank infrastructure — accounts, cards and payments.
Loyalty & Club
Points, cashback and membership tiers — all fully configurable.
HR Tools
Employee financial benefits, expense cards and salary advances.
Investor Portal
Private Banking UI/UX for HNW clients — portfolio tracking, subscriptions and exclusive investor dashboards.
AI Wealth & Advisory
AI Portfolio Advisor & Wealth Management — hyper-personalized asset management, automated rebalancing and AI-driven insights for Next-Gen HNW clients.
Card Management
Virtual & physical card issuing, spend controls and limits.
FX & Payments
Real-time FX conversion, SWIFT/SEPA and cross-border payments.
Analytics & BI
Real-time dashboards, transaction insights and custom reports.
SME Protection & Risk Exposure
SME Risk Exposure Engine — real-time continuous monitoring of operational, financial, and cyber risks with automated recommendations for insurance coverage gaps.
AI Adaptive Risk & Credit Intelligence
Adaptive risk scoring that fuses behavioral signals with transactional credit rules — dynamic credit limits, real-time exposure control and self-learning approval flows.
AI Agents Wallet
Dedicated wallets for autonomous AI agents — secure automated purchasing with predefined spend limits, allowed merchant categories and full audit trail.
Flexible Business Rules — No Code Required
Define fees, limits, compliance triggers and approval flows visually. Your ops team stays in control — without touching code.
KYC, AML, regulatory reporting, full audit trail and automatic documentation — production-ready from day one.
Three Data Streams. One AI Risk Score.
Fintory Core credit data fuses with Behavioral Security telemetry and device intelligence — correlated live by the AI rules engine into a single, explainable risk decision.
Credit Data
Fintory CoreBehavioral Data
Behavioral SecurityDevice Intelligence
Fingerprint & NetworkSingle AI Risk Score
Continuous correlation & weighting of all three streams — explainable, real-time, audit-logged.
Stopping Fraud on Both Fronts
A unified behavioral security platform for fintechs and digital finance — customers & employees in one view.
Unified Monitoring
Customers + employees in one view
Behavioral Profiling
AI-powered, not static rules
Real-time Detection
Instant threat identification
Automated Response
Immediate action on threats
One dashboard. One risk score. One decision engine.
Cross-entity correlation links employee actions to customer transactions — zero blind spots.
Launch in 4 Simple Steps
No infrastructure headaches. No months of development. Just configure and launch.
Choose Your Model
WaaS, BaaS or a hybrid — you decide.
Pick Your Modules
Add only the features you need. Pay only for what you use.
Configure Rules
Fees, limits, compliance logic — visual interface, no code.
Go Live
Launch in days, not months. White-label ready.