Fintory — Fintech Factory Platform
Fintory is a modular fintech factory platform for launching and scaling digital wallets, digital banks,
credit cards, FX, loyalty programs and HR financial tools. Built-in rules engine, KYC/AML compliance,
regulatory reporting, full audit trail and a financial CRM — all production-ready.
Go live fast with no-code configuration and full modularity.
Core Services
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Wallet as a Service (WaaS):
multi-currency wallets, P2P transfers, QR payments, virtual & physical card issuance, embedded loyalty.
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Banking as a Service (BaaS):
IBAN accounts, SWIFT/SEPA transfers, credit & lending products, core banking integration, multi-tenant white-label.
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FX & Payments:
real-time FX conversion, cross-border payments, SWIFT/SEPA.
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Loyalty & Club:
points, cashback and membership tiers.
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HR Tools:
employee benefits, expense cards and salary advances.
Platform Modules
Digital Wallet · Digital Bank · Loyalty & Club · HR Tools · Investor Portal · Card Management ·
FX & Payments · Analytics & BI · AI Wealth & Advisory · SME Protection & Risk Exposure ·
AI Adaptive Risk & Credit Intelligence. Each module deploys independently and is fully configurable — no code required.
No-Code Rules Engine & Compliance
Define fees, limits, compliance triggers and multi-tier approval flows visually. The engine fuses
behavioral signals with transactional credit rules
for AI adaptive risk & credit intelligence —
dynamic credit limits, real-time exposure control and self-learning approval flows.
KYC, AML, regulatory reporting and a full audit trail are built in — production-ready from day one.
A unified behavioral security platform for fintechs and digital finance. Real-time behavioral analysis,
AI-powered profiling and automated risk-based response (Notify → Verify → Block) for both customer-side
threats (account takeover, transaction fraud, AML & mule accounts) and insider threats (malicious
employees, privileged access abuse, human error). One dashboard, one risk score, one decision engine —
zero blind spots. Built for fintechs, neobanks, digital wallets, PSPs, e-commerce, HR & benefits,
loyalty clubs, lending and FX.
Learn more about Fintory Behavioral Security →
Fintech Configurator
Four steps to launch: choose your model (WaaS, BaaS or hybrid), pick your modules, configure rules, go live.