Fintory is a modular fintech factory platform that lets you launch and scale digital wallets, digital banks, credit cards, FX, and loyalty programs with a built-in rules engine and KYC/AML compliance.

Can I choose only the modules I need?

Yes. Each Fintory module deploys independently and is fully configurable — pick the modules that fit your business and pay only for what you use.

Does Fintory include compliance features?

Yes. KYC, AML, regulatory reporting, full audit trail and automatic documentation are built in and production-ready from day one.

Can I configure rules without coding?

Yes. Fees, limits, compliance triggers and approval flows are configured visually from a no-code rules engine — no developers needed.

What is AI Adaptive Risk & Credit Intelligence?

It is a Fintory module that fuses behavioral signals with transactional credit rules for adaptive risk scoring — enabling dynamic credit limits, real-time exposure control and self-learning approval flows. For example, a low transactional credit score combined with behavioral anomalies such as a new device or unusual location can automatically lower the credit limit, trigger step-up KYC and increase the risk score.

Back to queue

Tanjong Logistics Pte Ltd

Lim Wei Chong · UEN 201812345K · TANJONG-001

Unified Score

Block

Cross-Institution Fraud Intelligence Override

A consortium-verified sanctions hit or confirmed fraud case blocks the facility regardless of the score. This is the fourth, independent data source.

Override Source

Reason / Reference

AI Decision Fusion

Real-time synthesis of 4 independent risk modules

Confidencehigh

Scoring Metrics

Block21/100

payment conduct26

cashflow5

credit report48

Anti-Fraud Rules

Clear0 alerts

Compliance Rules

Active9 active

Online verified (Full KYC)conditional

Referral senderconditional

Fraud Intelligence

ClearNo match

Fused Decision

Block

Tanjong Logistics Pte Ltd scores 21/100 (block). Anti-Fraud: 0 alert(s), 0 high severity. Compliance: 9 active rule(s). Fraud Intelligence: clear. No module conflicts — modules agree on the current tier.

Recommendation

Proceed per the current block tier.

Interactive What-If

Narrative Summary

Risk tier NOTIFY — score 68.

Reason: Score recovered — cashflow improvement detected.

Score Breakdown

Payment Conduct · 30%26

Cashflow · 25%5

Credit Report · 20%48

Business Bureau · 10%6

Flagged as weak

Ownership & Incorporation · 10%2

Flagged as weak

Collateral · 5%21

Decision Trace

Portfolio reset — bucket: moderate, score: 68, adverse: 1
--- Live Monitoring [2026-08-12T14:34] ---
Recovery: business_bureau restored +5 → score 68 → 68, tier NOTIFY → NOTIFY
--- Live Monitoring [2026-08-12T14:35] ---
Event: Legal Proceedings (LEGAL) via Court Records Monitoring
Component business_bureau reduced → score 68 → 67, tier NOTIFY → VERIFY
--- Live Monitoring [2026-08-12T14:36] ---
Event: Legal Proceedings (LEGAL) via Court Records Monitoring
Component business_bureau reduced → score 67 → 66, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T14:36] ---
Event: Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring
Component ownership_incorporation reduced → score 66 → 65, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T14:37] ---
Event: New Charge (NEW_CHARGE) via Registry Monitoring
Component collateral reduced → score 65 → 65, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T15:12] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 65 → 63, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T15:13] ---
Event: Large Withdrawal (WITHDRAW) via Open Banking
Component cashflow reduced → score 63 → 61, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T15:15] ---
Recovery: cashflow restored +8 → score 61 → 63, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T15:16] ---
Event: Cashflow Deterioration (TRANSFER) via Open Banking
Component cashflow reduced → score 63 → 62, tier VERIFY → VERIFY
--- Live Monitoring [2026-08-12T15:17] ---
Event: NSF / Returns (NSF) via Open Banking
Component cashflow reduced → score 62 → 60, tier VERIFY → BLOCK
--- Live Monitoring [2026-08-12T15:20] ---
Event: Cashflow Deterioration (TRANSFER) via Open Banking
Component cashflow reduced → score 60 → 58, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:21] ---
Event: Compliance (COMPLIANCE) via Registry Monitoring
Component morality reduced → score 58 → 56, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:22] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 56 → 55, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:26] ---
Event: NSF / Returns (BOUNCE) via Open Banking
Component cashflow reduced → score 55 → 53, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:29] ---
Recovery: business_bureau restored +9 → score 53 → 54, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:30] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 54 → 53, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:30] ---
Event: Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring
Component ownership_incorporation reduced → score 53 → 52, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:30] ---
Event: NSF / Returns (BOUNCE) via Open Banking
Component cashflow reduced → score 52 → 50, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:32] ---
Event: Legal Proceedings (LEGAL) via Court Records Monitoring
Component business_bureau reduced → score 50 → 48, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:32] ---
Event: Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking
Component credit_report reduced → score 48 → 46, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:33] ---
Recovery: collateral restored +8 → score 46 → 47, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:34] ---
Event: Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring
Component ownership_incorporation reduced → score 47 → 46, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:34] ---
Recovery: business_bureau restored +3 → score 46 → 46, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:37] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 46 → 45, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T15:37] ---
Event: Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring
Component ownership_incorporation reduced → score 45 → 44, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T17:41] ---
Recovery: cashflow restored +4 → score 44 → 45, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:04] ---
Event: New Charge (NEW_CHARGE) via Registry Monitoring
Component collateral reduced → score 45 → 45, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:04] ---
Event: Compliance (COMPLIANCE) via Registry Monitoring
Component morality reduced → score 45 → 44, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:06] ---
Event: Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking
Component credit_report reduced → score 44 → 42, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:09] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 42 → 41, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:09] ---
Event: New Charge (NEW_CHARGE) via Registry Monitoring
Component collateral reduced → score 41 → 40, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:29] ---
Event: Insolvency (INSOLVENCY) via Court & Insolvency Registry
Component business_bureau reduced → score 40 → 38, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:30] ---
Event: Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring
Component ownership_incorporation reduced → score 38 → 37, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:31] ---
Event: Compliance (COMPLIANCE) via Registry Monitoring
Component morality reduced → score 37 → 35, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:32] ---
Event: Bureau Alert (BUREAU_ALERT) via Credit Bureau
Component business_bureau reduced → score 35 → 34, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:33] ---
Recovery: cashflow restored +3 → score 34 → 34, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:34] ---
Event: Bureau Alert (BUREAU_ALERT) via Credit Bureau
Component business_bureau reduced → score 34 → 33, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:34] ---
Event: New Charge (NEW_CHARGE) via Registry Monitoring
Component collateral reduced → score 33 → 32, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:34] ---
Recovery: business_bureau restored +4 → score 32 → 33, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:34] ---
Event: New Charge (NEW_CHARGE) via Registry Monitoring
Component collateral reduced → score 33 → 32, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T19:56] ---
Recovery: morality restored +3 → score 32 → 33, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:02] ---
Event: Legal Proceedings (LEGAL) via Court Records Monitoring
Component business_bureau reduced → score 33 → 32, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:05] ---
Event: Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring
Component ownership_incorporation reduced → score 32 → 31, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:05] ---
Event: NSF / Returns (NSF) via Open Banking
Component cashflow reduced → score 31 → 29, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:05] ---
Event: Large Withdrawal (WITHDRAW) via Open Banking
Component cashflow reduced → score 29 → 27, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:06] ---
Event: NSF / Returns (BOUNCE) via Open Banking
Component cashflow reduced → score 27 → 25, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:08] ---
Event: Legal Proceedings (LEGAL) via Court Records Monitoring
Component business_bureau reduced → score 25 → 25, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:09] ---
Event: Legal Proceedings (LEGAL) via Court Records Monitoring
Component business_bureau reduced → score 25 → 25, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:10] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 25 → 24, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:13] ---
Event: Cashflow Deterioration (INCOME_SHIFT) via Open Banking
Component cashflow reduced → score 24 → 21, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:15] ---
Event: Cashflow Deterioration (TRANSFER) via Open Banking
Component cashflow reduced → score 21 → 20, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:16] ---
Event: New Charge (NEW_CHARGE) via Registry Monitoring
Component collateral reduced → score 20 → 20, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:18] ---
Event: Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking
Component credit_report reduced → score 20 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:33] ---
Recovery: collateral restored +3 → score 19 → 20, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-12T20:34] ---
Event: Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking
Component credit_report reduced → score 20 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:26] ---
Event: Large Withdrawal (WITHDRAW) via Open Banking
Component cashflow reduced → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:28] ---
Event: Adverse Media (ADVERSE_MEDIA) via News Monitoring
Component morality reduced → score 19 → 18, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:37] ---
Recovery: morality restored +3 → score 18 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:37] ---
Event: Large Withdrawal (WITHDRAW) via Open Banking
Component cashflow reduced → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:38] ---
Event: Insolvency (INSOLVENCY) via Court & Insolvency Registry
Component business_bureau reduced → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:40] ---
Recovery: cashflow restored +5 → score 19 → 20, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:40] ---
Event: Cashflow Deterioration (INCOME_SHIFT) via Open Banking
Component cashflow reduced → score 20 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:41] ---
Event: Insolvency (INSOLVENCY) via Court & Insolvency Registry
Component business_bureau reduced → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:41] ---
Event: NSF / Returns (NSF) via Open Banking
Component cashflow reduced → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:42] ---
Recovery: business_bureau restored +6 → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:42] ---
Event: Large Withdrawal (WITHDRAW) via Open Banking
Component cashflow reduced → score 19 → 19, tier BLOCK → BLOCK
--- Live Monitoring [2026-08-24T09:44] ---
Recovery: cashflow restored +5 → score 19 → 21, tier BLOCK → BLOCK

Active Monitoring

NSF (lifetime)

NSF (last 90d)

Limit exceeded

Large transfers

Monitoring Timeline

No monitoring events recorded.

Holding Tree

Lim Wei Chong→Tanjong Logistics Pte Ltd

UBO · 70%registry

Financial Intelligence Correlation

Cross-references monitoring activity against the Financial Fraud Intelligence database. A confirmed match overrides the deterministic score.

Click "Run Correlation" to cross-reference this case against the Financial Fraud Intelligence database, or simulate a monitoring event to trigger it automatically.

Credit Report

Rating

Good

Utilization

22%

Credit lenders

Credit line (limit)

$40,000

Credit line utilization

22%

$8,800 used

Loans and mortgage

$12,000

Rating Commentary

"No arrears on the most recent reporting cycle."

"Credit history length — long, favorable."

Indicators

ArrearsIndication: CLEAR

Open Banking

Total across all accounts (1)

Combined balance

$39,230

Total income (90d)

$45,000

Total outcome (90d)

$38,000

Credit card

$900 of 6,000

Monthly loan repayments

None

Per-bank breakdown

DBS Bank· Personal account

SGD

Balance

$39,230

Income (90d)

$45,000

Outcome (90d)

$38,000

Audit Log

2026-08-24 09:44systemLive monitoring recovery — cashflow restored +5 — score 19 → 21, tier block → block

2026-08-24 09:42systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 19 → 19, tier block → block

2026-08-24 09:42systemLive monitoring recovery — business_bureau restored +6 — score 19 → 19, tier block → block

2026-08-24 09:41systemLive monitoring event — NSF / Returns (NSF) via Open Banking — score 19 → 19, tier block → block

2026-08-24 09:41systemLive monitoring event — Insolvency (INSOLVENCY) via Court & Insolvency Registry — score 19 → 19, tier block → block

2026-08-24 09:40systemLive monitoring event — Cashflow Deterioration (INCOME_SHIFT) via Open Banking — score 20 → 19, tier block → block

2026-08-24 09:40systemLive monitoring recovery — cashflow restored +5 — score 19 → 20, tier block → block

2026-08-24 09:38systemLive monitoring event — Insolvency (INSOLVENCY) via Court & Insolvency Registry — score 19 → 19, tier block → block

2026-08-24 09:37systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 19 → 19, tier block → block

2026-08-24 09:37systemLive monitoring recovery — morality restored +3 — score 18 → 19, tier block → block

2026-08-24 09:28systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 19 → 18, tier block → block

2026-08-24 09:26systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 19 → 19, tier block → block

2026-08-12 20:34systemLive monitoring event — Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking — score 20 → 19, tier block → block

2026-08-12 20:33systemLive monitoring recovery — collateral restored +3 — score 19 → 20, tier block → block

2026-08-12 20:18systemLive monitoring event — Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking — score 20 → 19, tier block → block

2026-08-12 20:16systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 20 → 20, tier block → block

2026-08-12 20:15systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 21 → 20, tier block → block

2026-08-12 20:13systemLive monitoring event — Cashflow Deterioration (INCOME_SHIFT) via Open Banking — score 24 → 21, tier block → block

2026-08-12 20:10systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 25 → 24, tier block → block

2026-08-12 20:09systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 25 → 25, tier block → block

2026-08-12 20:08systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 25 → 25, tier block → block

2026-08-12 20:06systemLive monitoring event — NSF / Returns (BOUNCE) via Open Banking — score 27 → 25, tier block → block

2026-08-12 20:05systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 29 → 27, tier block → block

2026-08-12 20:05systemLive monitoring event — NSF / Returns (NSF) via Open Banking — score 31 → 29, tier block → block

2026-08-12 20:05systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 32 → 31, tier block → block

2026-08-12 20:02systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 33 → 32, tier block → block

2026-08-12 19:56systemLive monitoring recovery — morality restored +3 — score 32 → 33, tier block → block

2026-08-12 19:34systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 33 → 32, tier block → block

2026-08-12 19:34systemLive monitoring recovery — business_bureau restored +4 — score 32 → 33, tier block → block

2026-08-12 19:34systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 33 → 32, tier block → block

2026-08-12 19:34systemLive monitoring event — Bureau Alert (BUREAU_ALERT) via Credit Bureau — score 34 → 33, tier block → block

2026-08-12 19:33systemLive monitoring recovery — cashflow restored +3 — score 34 → 34, tier block → block

2026-08-12 19:32systemLive monitoring event — Bureau Alert (BUREAU_ALERT) via Credit Bureau — score 35 → 34, tier block → block

2026-08-12 19:31systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 37 → 35, tier block → block

2026-08-12 19:30systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 38 → 37, tier block → block

2026-08-12 19:29systemLive monitoring event — Insolvency (INSOLVENCY) via Court & Insolvency Registry — score 40 → 38, tier block → block

2026-08-12 19:09systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 41 → 40, tier block → block

2026-08-12 19:09systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 42 → 41, tier block → block

2026-08-12 19:06systemLive monitoring event — Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking — score 44 → 42, tier block → block

2026-08-12 19:04systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 45 → 44, tier block → block

2026-08-12 19:04systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 45 → 45, tier block → block

2026-08-12 17:41systemLive monitoring recovery — cashflow restored +4 — score 44 → 45, tier block → block

2026-08-12 15:37systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 45 → 44, tier block → block

2026-08-12 15:37systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 46 → 45, tier block → block

2026-08-12 15:34systemLive monitoring recovery — business_bureau restored +3 — score 46 → 46, tier block → block

2026-08-12 15:34systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 47 → 46, tier block → block

2026-08-12 15:33systemLive monitoring recovery — collateral restored +8 — score 46 → 47, tier block → block

2026-08-12 15:32systemLive monitoring event — Credit Limit Exceeded (LIMIT_EXCEEDED) via Open Banking — score 48 → 46, tier block → block

2026-08-12 15:32systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 50 → 48, tier block → block

2026-08-12 15:30systemLive monitoring event — NSF / Returns (BOUNCE) via Open Banking — score 52 → 50, tier block → block

2026-08-12 15:30systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 53 → 52, tier block → block

2026-08-12 15:30systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 54 → 53, tier block → block

2026-08-12 15:29systemLive monitoring recovery — business_bureau restored +9 — score 53 → 54, tier block → block

2026-08-12 15:26systemLive monitoring event — NSF / Returns (BOUNCE) via Open Banking — score 55 → 53, tier block → block

2026-08-12 15:22systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 56 → 55, tier block → block

2026-08-12 15:21systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 58 → 56, tier block → block

2026-08-12 15:20systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 60 → 58, tier block → block

2026-08-12 15:17systemLive monitoring event — NSF / Returns (NSF) via Open Banking — score 62 → 60, tier verify → block

2026-08-12 15:16systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 63 → 62, tier verify → verify

2026-08-12 15:15systemLive monitoring recovery — cashflow restored +8 — score 61 → 63, tier verify → verify

2026-08-12 15:13systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 63 → 61, tier verify → verify

2026-08-12 15:12systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 65 → 63, tier verify → verify

2026-08-12 14:37systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 65 → 65, tier verify → verify

2026-08-12 14:36systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 66 → 65, tier verify → verify

2026-08-12 14:36systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 67 → 66, tier verify → verify

2026-08-12 14:35systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 68 → 67, tier notify → verify

2026-08-12 14:34systemLive monitoring recovery — business_bureau restored +5 — score 68 → 68, tier notify → notify

2026-08-12 14:27systemLive monitoring event — NSF / Returns (BOUNCE) via Open Banking — score 61 → 59, tier block → block

2026-08-12 14:26systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 62 → 61, tier block → block

2026-08-12 14:24systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 64 → 62, tier block → block

2026-08-12 14:21systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 65 → 64, tier block → block

2026-08-12 13:59systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 66 → 65, tier block → block

2026-08-12 13:51systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 67 → 66, tier block → block

2026-08-12 13:51systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 67 → 67, tier block → block

2026-08-12 13:43systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 69 → 67, tier block → block

2026-08-12 13:32systemLive monitoring recovery — business_bureau restored +5 — score 68 → 69, tier block → block

2026-08-12 13:31systemLive monitoring event — NSF / Returns (BOUNCE) via Open Banking — score 71 → 68, tier block → block

2026-08-12 13:30systemLive monitoring event — Bureau Alert (BUREAU_ALERT) via Credit Bureau — score 71 → 71, tier block → block

2026-08-12 13:30systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 72 → 71, tier block → block

2026-08-12 13:29systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 73 → 72, tier block → block

2026-08-12 13:29systemLive monitoring recovery — credit_report restored +7 — score 73 → 73, tier block → block

2026-08-12 13:29systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 73 → 73, tier block → block

2026-08-12 13:29systemLive monitoring recovery — credit_report restored +9 — score 73 → 73, tier block → block

2026-08-12 13:29systemLive monitoring recovery — credit_report restored +3 — score 73 → 73, tier block → block

2026-08-12 13:29systemLive monitoring recovery — credit_report restored +9 — score 73 → 73, tier block → block

2026-08-12 13:29systemLive monitoring event — NSF / Returns (BOUNCE) via Open Banking — score 75 → 73, tier block → block

2026-08-12 13:28systemLive monitoring event — Insolvency (INSOLVENCY) via Court & Insolvency Registry — score 77 → 75, tier block → block

2026-08-12 13:28systemLive monitoring recovery — morality restored +7 — score 75 → 77, tier block → block

2026-08-12 13:28systemLive monitoring recovery — business_bureau restored +3 — score 75 → 75, tier block → block

2026-08-12 13:28systemLive monitoring recovery — credit_report restored +9 — score 75 → 75, tier block → block

2026-08-12 13:28systemLive monitoring recovery — morality restored +3 — score 74 → 75, tier block → block

2026-08-12 13:28systemLive monitoring recovery — cashflow restored +5 — score 73 → 74, tier block → block

2026-08-12 13:28systemLive monitoring recovery — credit_report restored +5 — score 73 → 73, tier block → block

2026-08-12 13:28systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 75 → 73, tier block → block

2026-08-12 13:28systemLive monitoring event — Bureau Alert (BUREAU_ALERT) via Credit Bureau — score 77 → 75, tier block → block

2026-08-12 13:28systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 78 → 77, tier block → block

2026-08-12 13:28systemLive monitoring recovery — morality restored +8 — score 75 → 78, tier block → block

2026-08-12 13:28systemLive monitoring recovery — business_bureau restored +4 — score 75 → 75, tier block → block

2026-08-12 13:27systemLive monitoring recovery — credit_report restored +5 — score 75 → 75, tier block → block

2026-08-12 13:27systemLive monitoring recovery — credit_report restored +9 — score 73 → 75, tier block → block

2026-08-12 13:27systemLive monitoring event — Large Withdrawal (WITHDRAW) via Open Banking — score 75 → 73, tier block → block

2026-08-12 13:27systemLive monitoring event — Cashflow Deterioration (INCOME_SHIFT) via Open Banking — score 78 → 75, tier block → block

2026-08-12 13:27systemLive monitoring event — NSF / Returns (NSF) via Open Banking — score 80 → 78, tier block → block

2026-08-12 13:27systemLive monitoring event — New Charge (NEW_CHARGE) via Registry Monitoring — score 80 → 80, tier block → block

2026-08-12 13:27systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 82 → 80, tier block → block

2026-08-12 13:27systemLive monitoring event — Adverse Media (ADVERSE_MEDIA) via News Monitoring — score 83 → 82, tier block → block

2026-08-12 13:27systemLive monitoring recovery — business_bureau restored +4 — score 82 → 83, tier block → block

2026-08-12 13:27systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 85 → 82, tier block → block

2026-08-12 13:27systemLive monitoring event — Legal Proceedings (LEGAL) via Court Records Monitoring — score 86 → 85, tier block → block

2026-08-12 13:27systemLive monitoring recovery — business_bureau restored +7 — score 85 → 86, tier block → block

2026-08-12 13:27systemLive monitoring recovery — cashflow restored +5 — score 84 → 85, tier block → block

2026-08-12 13:26systemLive monitoring recovery — collateral restored +5 — score 84 → 84, tier block → block

2026-08-12 13:26systemLive monitoring recovery — ownership_incorporation restored +6 — score 83 → 84, tier block → block

2026-08-12 13:26systemLive monitoring recovery — business_bureau restored +6 — score 82 → 83, tier block → block

2026-08-12 13:26systemLive monitoring recovery — collateral restored +8 — score 82 → 82, tier block → block

2026-08-12 13:26systemLive monitoring recovery — credit_report restored +7 — score 81 → 82, tier block → block

2026-08-12 13:26systemLive monitoring recovery — cashflow restored +3 — score 80 → 81, tier block → block

2026-08-12 13:26systemLive monitoring event — Bureau Alert (BUREAU_ALERT) via Credit Bureau — score 81 → 80, tier block → block

2026-08-12 13:26systemLive monitoring recovery — morality restored +7 — score 79 → 81, tier block → block

2026-08-12 13:26systemLive monitoring recovery — cashflow restored +5 — score 78 → 79, tier block → block

2026-08-12 13:26systemLive monitoring event — NSF / Returns (NSF) via Open Banking — score 79 → 78, tier block → block

2026-08-12 13:26systemLive monitoring recovery — collateral restored +8 — score 79 → 79, tier block → block

2026-08-12 13:26systemLive monitoring recovery — cashflow restored +6 — score 78 → 79, tier block → block

2026-08-12 13:25systemLive monitoring recovery — morality restored +3 — score 77 → 78, tier block → block

2026-08-12 13:25systemLive monitoring recovery — morality restored +7 — score 75 → 77, tier block → block

2026-08-12 13:25systemLive monitoring recovery — cashflow restored +4 — score 74 → 75, tier block → block

2026-08-12 13:25systemLive monitoring event — Insolvency (INSOLVENCY) via Court & Insolvency Registry — score 76 → 74, tier block → block

2026-08-12 13:19systemLive monitoring event — Cashflow Deterioration (TRANSFER) via Open Banking — score 77 → 76, tier block → block

2026-08-12 13:18systemLive monitoring event — Compliance (COMPLIANCE) via Registry Monitoring — score 79 → 77, tier notify → block

2026-08-12 13:15systemLive monitoring recovery — cashflow restored +4 — score 78 → 79, tier verify → notify

2026-08-12 13:11systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 79 → 78, tier notify → verify

2026-08-12 13:09systemLive monitoring event — Ownership Change (OWNERSHIP_CHANGE) via Registry Monitoring — score 83 → 79, tier clear → notify

2026-01-03 13:11systemApplication created — Tanjong Logistics Pte Ltd — initial score computed

Simulate Monitoring Event

Demo utility — in production replaced by real event ingestion.

Ask a Question

Answered only from this case's own data — never about another case.